a free tool by crown money
compare home & car insurance. stop overpaying.
Compare 35 Australian insurers in one place — including which brands secretly share an underwriter, so you don’t waste a quote. Then check your current premium against the market and see what you could be saving.
No sign-up. No sales call. Nothing stored. Crown Money doesn’t sell insurance, takes no commission, and isn’t affiliated with any insurer.
how to actually save on insurance.
1. know what you pay now
You can’t tell a good quote from a bad one without a baseline. Upload your renewal notice or type in two numbers, and we’ll benchmark your premium against published Australian market data.
2. quote across real competitors
Dozens of Australian insurance brands share a handful of underwriters. Three quotes from one group tells you nothing. We show you who is genuinely separate, so every quote you get is worth getting.
3. switch, or make them match
With a real quote in hand you have leverage. We give you a shortlist, direct links to each insurer, and the script for the retention call — which is often the fastest win of the three.
why we built it
we kept finding the same leak.
Crown Money has spent twenty years helping Australians pay off their mortgage in a fraction of the time. The work is mostly about cash flow — finding money that’s leaving the household for no good reason and pointing it at the loan principal instead.
Home and car insurance turned up again and again. Not because people had bad policies, but because they’d had the same policy for six years and never once checked what it had crept up to. That’s money that could be coming off a mortgage.
So we built the check we were doing manually, and made it free for anyone — client or not.
To be clear about what this is: Crown Money is a mortgage and finance broker. We are not an insurance broker. We don’t sell insurance, we take no commission from insurers, and we can’t tell you which policy to buy. This tool gives you factual information and market benchmarks. The decision stays yours.
questions
the honest answers
Is this really free?
Yes. Crown Money does not sell insurance, is not an insurance broker, and receives no commission from any insurer. There is nothing to buy here and no catch. We built it because our clients kept overpaying on insurance while working hard to clear their mortgage.
What is insurance price walking?
Price walking is when an insurer quotes a low premium to win you, then raises it a little every year on the assumption you will not check. Your cover does not improve — only the price moves. It is the single biggest source of avoidable insurance cost for Australian households, and it is invisible unless you compare your renewal against last year.
Do you tell me which insurer to buy from?
No, and we cannot. Recommending a specific insurance policy is a licensed financial service in Australia and Crown Money holds a credit licence, not an AFSL. What we do instead is show you the factual picture — how your premium compares to the market, what your renewal has done year on year, where your cover has gaps, and who the underwriter actually is — so you can make your own call.
What happens to my insurance document if I upload it?
It is read once, in memory, and then discarded. We do not store it, we do not log its contents, and it never touches a database. Nothing is kept after your result is generated.
How current is your market data?
Every figure on this site carries the source it came from and the date it was last verified. Our data pipeline re-checks each source on its own publication cycle — APRA quarterly, AFCA and ACCC on release, insurer product documents on change detection. If a number is stale, the page says so.