who underwrites RAC WA?

RAC WA underwrites its own policies, through RAC Insurance Pty Limited.

Verified 2026-09-08 · confidence: high

Still an independent underwriter, and one of the few left. IAG agreed to buy RAC's insurance arm for about $1.35 billion, but the ACCC opposed the deal in December 2025 on the grounds it would substantially lessen competition in Western Australian motor and home insurance — RAC is the WA market leader in both. IAG re-notified under the merger regime that began on 1 January 2026 and the ACCC moved it to a Phase 2 review in April 2026. No final decision at the time of writing, so RAC continues to underwrite its own policies.

who to quote instead

For a comparison that means something, get one quote from each of these groups — they are separate underwriters from RAC WA.

  • IAGNRMA Insurance, CGU, WFI
  • SuncorpAAMI, GIO, Suncorp Insurance
  • Auto & GeneralBudget Direct, Coles Home Insurance, ING Insurance
  • HollardWoolworths Everyday Insurance, Real Insurance, Australian Seniors
  • QBEQBE, Australia Post Insurance, Kogan Insurance
  • AllianzAllianz, Club Marine, TIO
  • YouiYoui
  • RACTRACT

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Always confirm the issuer named in the Product Disclosure Statement before relying on any mapping here. Underwriting arrangements change when books of business are sold. Crown Money is a mortgage and finance broker, not an insurance broker, and has no commercial relationship with any brand named here.